Reverse Mortgages

Understand reverse mortgages, compliance obligations and equity release strategies

Reverse mortgages can provide older Australians with greater financial flexibility – but they also present unique lending, compliance and consumer protection challenges.

This practical CPD short course provides professionals with a comprehensive understanding of reverse mortgages, alternative equity release options and the regulatory obligations that apply when providing or arranging these products.

Reverse mortgages require more than product knowledge. They demand sound judgement, strong consumer protections and a clear understanding of long-term client outcomes.

Navigating Sophisticated Investor and Wholesale Client Obligations

You’ll explore responsible lending requirements, disclosure obligations, Design and Distribution Obligations (DDOs), elder financial abuse risks, Centrelink implications and aged care funding considerations. The course also compares reverse mortgages with other equity release solutions, helping you identify appropriate outcomes for different client circumstances.

Whether you provide credit assistance, assess lending applications or oversee compliance, this course will strengthen your ability to support older borrowers while meeting regulatory expectations.

Who is this course for?

This course is suitable for professionals involved in consumer credit, lending and compliance, including:

  • Credit representatives
  • Mortgage brokers
  • Consumer lenders
  • Credit assessors
  • Responsible Managers
  • Credit compliance professionals
  • Lending operations staff
  • Financial services professionals supporting older Australians

What you’ll learn

After completing this course, you’ll be able to:

  • Explain how reverse mortgages work, including eligibility requirements and loan structures
  • Assess when reverse mortgages may be suitable for different client circumstances
  • Compare reverse mortgages with alternative equity release options, including home reversion arrangements and the Government Home Equity Access Scheme
  • Apply responsible lending obligations specific to reverse mortgages
  • Understand mandatory disclosure requirements, including reverse mortgage projections
  • Apply Design and Distribution Obligations when distributing reverse mortgage products
  • Recognise indicators of elder financial abuse and implement appropriate safeguards
  • Understand the interaction between reverse mortgages, Centrelink entitlements and aged care funding
  • Explain how reverse mortgages may be used to fund residential aged care accommodation

Why study with Financial Education Professionals?

When you study with FEP you’ll receive:

  • Practical industry-focused learning
  • Content aligned to current Australian legislation and regulatory guidance
  • Real-world lending examples and case studies
  • Self-paced online learning
  • CPD hours on successful completion
  • Immediate online access
  • Certificate of Completion

Program Content

  • Reverse mortgage fundamentals
  • Alternative equity release strategies
  • Responsible lending and compliance
  • Design and Distribution Obligations
  • Elder financial abuse
  • Centrelink and aged care implications

Learning Outcomes

What you will learn

Who is this course for?

Units of Competency

Pre-requisite

Recognition of Prior Learning

Certification

On successful completion, participants will be awarded a Certificate of Completion stating topic details and CPD points earnt, including applicable knowledge area/s.

Download Brochure

Frequently Asked Questions

Yes. Complete the course online whenever it suits your schedule.

Yes. A Certificate of Completion showing the relevant number of CPD points is issued once all course requirements have been successfully completed.

Our CPD short courses are self-paced with online learning resources & on-going support.
  • You have up to 8 weeks to complete the learning and assessment requirements for your CPD short course.
  • Experienced professionals can complete in less time.

To get started, either
  • Purchase your course online. (If checking out for your team, you can add multiple courses to the cart.) OR
  • Contact Us to arrange an invoice
Please note: Online orders may take up to 1 business day to be processed and for you to receive your course login details.  

To get started, either:
  • Purchase course/s online. (You can add multiple courses to the cart.) Please note: Online orders may take up to 1 business day to be processed and for your team to receive their course login details.
OR
Contact us for your Corporate Solution.
What will I learn in this workshop?2026-07-15T18:59:10+10:00

The workshop combines regulatory updates with practical compliance guidance, helping Responsible Managers better understand their obligations and strengthen their governance framework.

Topics include:

Credit regulation and licensing

Understand the current regulatory framework governing Australian Credit Licensees and ASIC’s expectations of Responsible Managers.

The role and responsibilities of a Responsible Manager

Explore what ASIC expects Responsible Managers to do in practice and how to effectively discharge your responsibilities.

Regulatory priorities

Understand the emerging issues and compliance risks currently attracting regulatory attention.

Recent ASIC regulatory outcomes

Review recent enforcement actions and regulatory outcomes with a focus on the role Responsible Managers played – and the lessons every licensee should learn.

Accountability and governance

Strengthen your oversight, governance and compliance framework through practical examples and proven approaches.

Managing your ongoing obligations

Learn practical tips for staying across your obligations, maintaining effective records and meeting your reporting responsibilities.

Financial Education Professionals acknowledges the Traditional Owners of Country throughout Australia. We pay our respects to Elders past, present and emerging.