LMI Essentials Course - Launch Offer
Terms and Conditions
1. Promoter
1.1 The promoter of this Launch Offer is Financial Education Professionals Pty Ltd, ABN 51 096 944 062, of Suite 704, Level 7, 70 Castlereagh Street, Sydney NSW 2000 ("FEP", "we", "us", "our").
1.2 By redeeming a Coupon Code or completing an enrolment under this Launch Offer, you ("you", "your") agree to these Terms and Conditions and to FEP's standard Terms and Conditions and Privacy Policy, each available at https://www.financialeducation.com.au/policies/ and incorporated by reference.
2. Definitions
In these Terms and Conditions:
(a) Course means the LMI Essentials Course offered by FEP.
(b) Coupon Code means a unique alphanumeric code issued in writing by FEP or by Helia (as an authorised distribution partner of FEP) that entitles an eligible recipient to one (1) free enrolment in the Course.
(c) Helia means Helia Insurance Pty Limited and its related bodies corporate, acting as an authorised distribution partner of FEP for the purposes of issuing Coupon Codes under this Launch Offer.
(d) Launch Offer means the promotion described in clause 3.
(e) Offer Period means the period commencing on Thursday, 23 April 2026 and ending on the earlier of the dates set out in clause 4.
(f) Standard Price means FEP's standard list price for the Course as published on our website from time to time, outside the Offer Period.
3. The Launch Offer
3.1 The Launch Offer is a time-bound and quantity-limited promotion comprising two components:
(a) Free Enrolments - up to forty-five (45) complimentary enrolments in the Course, available only upon redemption of a valid Coupon Code issued by FEP or by Helia; and
(b) Introductory-Price Enrolments - up to fifty-five (55) enrolments in the Course at an introductory price of AUD $49.50 per enrolment, including GST.
3.2 Enrolments under each component are allocated on a first-come, first-served basis and subject to availability.
4. Offer Period
4.1 The Launch Offer is available only during the Offer Period, which ends at 11:59pm (Australian Eastern Standard Time) on the earliest of:
(a) 30 June 2026; or
(b) the date on which all fifty-five (55) Introductory-Price Enrolments have been allocated.
4.2 Once the Offer Period has ended, no further enrolments will be accepted under either component of the Launch Offer, regardless of whether unredeemed Coupon Codes remain in circulation. Coupon Codes are void on and from the end of the Offer Period.
4.3 FEP's decision as to whether an enrolment has been made within the Offer Period is final.
5. Free Enrolments (Coupon Code)
5.1 Free Enrolments are available only to persons in possession of a valid Coupon Code issued by FEP or by Helia as an authorised distribution partner of FEP. Coupon Codes issued by either FEP or Helia are governed by these Terms and Conditions.
5.2 Each Coupon Code:
(a) is valid for one (1) enrolment in the Course only;
(b) is personal to the intended recipient and is not transferable, assignable, or resalable;
(c) has no cash value and cannot be exchanged, redeemed, or refunded for cash or credit; and
(d) cannot be used in conjunction with any other offer, discount, voucher, or promotion unless expressly authorised by FEP in writing.
5.3 FEP reserves the right to cancel, suspend, or refuse to honour any Coupon Code that it reasonably believes has been obtained, distributed, duplicated, or used fraudulently or otherwise in breach of these Terms and Conditions.
6. Introductory-Price Enrolments
6.1 The introductory price of AUD $49.50 per enrolment (including GST) applies only to enrolments completed through FEP's online enrolment platform during the Offer Period and while Introductory-Price Enrolments remain available.
6.2 The introductory price represents a discount from the Standard Price for the duration of the Offer Period only. Outside the Offer Period, the Course will be charged at the Standard Price then in force.
6.3 Introductory-Price Enrolments cannot be combined with any other offer, discount, voucher, or promotion unless expressly authorised by FEP in writing.
7. Payment
7.1 Pre-payment in full is required for every enrolment under the Launch Offer. An enrolment is not confirmed, and access to the Course will not be granted, until cleared funds have been received by FEP (or, in the case of a Free Enrolment, a valid Coupon Code has been successfully redeemed at checkout).
7.2 The Launch Offer is not available in respect of payments made on account. For the avoidance of doubt, enrolments invoiced to an existing FEP account, charged to a credit account, or made under any deferred-payment, instalment, or post-pay arrangement are excluded from the Launch Offer.
7.3 Accepted payment methods are as stated at checkout. All amounts are in Australian dollars.
8. Bulk Enrolments
The Launch Offer is designed for individual enrolments. Organisations or individuals wishing to arrange multiple enrolments, group access, or enterprise licensing for the Course are invited to contact FEP directly at enquiries@financialeducation.com.au or on (+61) 2 9233 2000 to discuss bulk-enrolment options, which are not subject to these Terms and Conditions.
9. Eligibility
9.1 To enrol in the Course you must be at least 18 years of age and able to form a legally binding contract under Australian law.
9.2 Enrolments are personal to the enrolled individual. Course access is non-transferable and must not be shared with any other person.
9.3 FEP reserves the right to refuse, withdraw, or cancel any enrolment where it reasonably considers that these Terms and Conditions, FEP's standard Terms and Conditions, or any applicable law has been breached.
10. Refunds and Consumer Guarantees
10.1 Nothing in these Terms and Conditions excludes, restricts, or modifies any consumer rights or guarantees that apply to you under the Australian Consumer Law or other applicable law and that cannot lawfully be excluded.
10.2 Subject to clause 10.1, and except where required by law, enrolments under the Launch Offer are final and are not eligible for refund, credit, transfer, or exchange.
11. Variation, Suspension, and Cancellation
FEP reserves the right, acting reasonably and to the extent permitted by law, to amend, suspend, or cancel the Launch Offer, or to vary these Terms and Conditions, at any time, including where necessary due to circumstances outside our reasonable control, technical issues, or suspected misuse. Any material changes will be published on the FEP website and will take effect from the date of publication.
12. Privacy
Personal information collected in connection with the Launch Offer and your enrolment will be handled in accordance with FEP's Privacy Policy, available at https://www.financialeducation.com.au/policies/. By enrolling, you consent to the collection, use, and disclosure of your personal information as described in that policy.
13. Liability
To the maximum extent permitted by law, and subject to clause 10.1, FEP's liability in connection with the Launch Offer, these Terms and Conditions, and the Course is governed by, and limited in accordance with, FEP's standard Terms and Conditions.
14. General
14.1 If any provision of these Terms and Conditions is held to be invalid, unenforceable, or illegal, the remaining provisions continue in full force and effect.
14.2 A failure or delay by FEP to exercise any right under these Terms and Conditions is not a waiver of that right.
14.3 These Terms and Conditions, together with FEP's standard Terms and Conditions and Privacy Policy, constitute the entire agreement between you and FEP in relation to the Launch Offer.
15. Governing Law
These Terms and Conditions are governed by the laws of the State of New South Wales, Australia. You and FEP submit to the non-exclusive jurisdiction of the courts of New South Wales and the courts of appeal from them.
16. Contact
Financial Education Professionals Pty Ltd
Suite 704, Level 7, 70 Castlereagh Street, Sydney NSW 2000
Phone: (+61) 2 9233 2000
Email: enquiries@financialeducation.com.au
Web: https://www.financialeducation.com.au/
