Current trends and innovation in FX and payments

Overview of payment products and foreign exchange

The world of payments and foreign exchange (forex) trading is evolving at a never-before-seen rate.

Over the past two decades the ways people pay, receive, trade and transfer money have changed beyond recognition. Previously unthinkable scenarios, like paying for goods with the tap of a plastic card or trading virtual currencies, are now widely accepted aspects of our digital economy. Entirely new methods of payment have embedded themselves in consumer dialogue, digitisation has democratised trading, and wallets have migrated from pockets to mobile phones.

But why are we seeing so much change? What is Australia’s role in the transformation of the sector, and what innovations can we expect to see in the near future?

About our course

Our online course explores Australia’s current payments and forex landscape, the megatrends that have played the largest role in getting us to this point, and the specific products, businesses and technologies that exemplify innovation. We look at some of the new and evolving technologies relevant to foreign exchange and the trends that are influencing trading including products and companies that are reshaping payments and foreign exchange in Australia and globally.

Explore fintech and how its evolution has influenced the payments system, sparking the emergence of new infrastructure, products and services.

Program Content

Learning Outcomes

  • Define a payments system
  • Discuss the features of Australia’s foreign exchange market and how technology has democratised trading
  • Identify examples of technology that have had a transformative effect on financial services
  • Discuss regulatory initiative as they apply to the payments sector
  • Outline examples of recent innovations in the payments and foreign exchange sectors
  • Evaluate opportunities and threats that may influence payments and foreign exchange in the near future.

What you will learn

Who is this course for?

  • Payments and fund transfer facility providers
  • Branch frontline staff
  • Finance professionals who want to stay up to date with Fintech
  • Digital product managers
  • Foreign exchange platform providers

Units of Competency

Pre-requisite

Recognition of Prior Learning

Certification

You will be awarded a Certificate of Completion. It will be available online for you to download and print immediately.

ASIC-supervised licensees: Foreign exchange
FAS-Supervised advisers: Technical competence

Explore our Financial Services CPD

Our short course topics are also included in our annual subscription Financial Services CPD library.

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Frequently Asked Questions

Our CPD short courses are self-paced with online learning resources & on-going support.
  • You have up to 8 weeks to complete the learning and assessment requirements for your CPD short course.
  • Experienced professionals can complete in less time.

Our CPD short courses are assessed by a short open book multiple-choice exam.

To get started, either
  • Purchase your course online. (If checking out for your team, you can add multiple courses to the cart.) OR
  • Contact Us to arrange an invoice
Please note: Online orders may take up to 1 business day to be processed and for you to receive your course login details.  

To get started, either:
  • Purchase course/s online. (You can add multiple courses to the cart.) Please note: Online orders may take up to 1 business day to be processed and for your team to receive their course login details.
OR
Contact us for your Corporate Solution.
What will I learn in this workshop?2026-07-15T18:59:10+10:00

The workshop combines regulatory updates with practical compliance guidance, helping Responsible Managers better understand their obligations and strengthen their governance framework.

Topics include:

Credit regulation and licensing

Understand the current regulatory framework governing Australian Credit Licensees and ASIC’s expectations of Responsible Managers.

The role and responsibilities of a Responsible Manager

Explore what ASIC expects Responsible Managers to do in practice and how to effectively discharge your responsibilities.

Regulatory priorities

Understand the emerging issues and compliance risks currently attracting regulatory attention.

Recent ASIC regulatory outcomes

Review recent enforcement actions and regulatory outcomes with a focus on the role Responsible Managers played – and the lessons every licensee should learn.

Accountability and governance

Strengthen your oversight, governance and compliance framework through practical examples and proven approaches.

Managing your ongoing obligations

Learn practical tips for staying across your obligations, maintaining effective records and meeting your reporting responsibilities.

Financial Education Professionals acknowledges the Traditional Owners of Country throughout Australia. We pay our respects to Elders past, present and emerging.